Your Trusted Financial Partner: Citizens State Bank Monticello

Nestled in the heart of Monticello, Georgia, Citizens State Bank has been the cornerstone of the community for over a century. With its unwavering commitment to providing exceptional financial services and unwavering local support, the bank has earned a reputation as a trusted and reliable ally for individuals, families, and businesses alike.

A Legacy of Stability and Growth

Established in 1902, Citizens State Bank has weathered economic storms and witnessed countless societal shifts while remaining a beacon of stability and financial prowess. Over the past century, the bank has steadily expanded its operations, opening new branches and increasing its asset base, becoming one of the largest community banks in the southeast. This growth is a testament to the bank's sound financial management and deep-rooted commitment to the communities it serves.

Commitment to Community

Beyond its financial offerings, Citizens State Bank is an integral part of the Monticello community, actively investing in local initiatives and supporting organizations that enhance the quality of life for residents. The bank's involvement extends to sponsoring local events, funding educational programs, and supporting community service initiatives. By giving back to the community, Citizens State Bank fosters a sense of place and a shared sense of ownership among its customers.

Comprehensive Financial Solutions

As a full-service financial institution, Citizens State Bank caters to a wide range of financial needs, offering a diverse portfolio of products and services tailored to each customer's unique requirements.

• Personal Banking: Citizens State Bank provides a comprehensive suite of personal banking services, including checking and savings accounts, money market accounts, certificates of deposit (CDs), and a variety of loan options for personal needs such as home mortgages, auto loans, and credit cards.

• Business Banking: The bank offers a range of business banking solutions, including business checking and savings accounts, lines of credit, commercial loans, and treasury management services. Citizens State Bank understands the unique challenges faced by businesses and provides customized solutions to help them succeed.

• Wealth Management: For customers seeking guidance on managing and growing their assets, Citizens State Bank offers a dedicated wealth management division. This team of experienced professionals provides tailored financial planning, investment advisory services, and trust and estate planning to help customers achieve their long-term financial goals.

Unparalleled Customer Service

At the heart of Citizens State Bank's success lies its unwavering commitment to delivering exceptional customer service. The bank's friendly and knowledgeable staff go above and beyond to meet the needs of each customer, building long-lasting relationships based on trust, respect, and personalized attention. Citizens State Bank's dedication to customer satisfaction is evident in its high customer retention rates and positive online reviews.

Technology-Driven Convenience

While preserving its traditional values, Citizens State Bank embraces technological advancements to enhance customer convenience and efficiency. The bank's online and mobile banking platforms allow customers to manage their accounts remotely, access real-time account information, and make transactions anytime, anywhere. Citizens State Bank also offers a variety of mobile payment solutions, including Apple Pay, Google Pay, and Samsung Pay, providing customers with a seamless and secure way to make purchases.

Community Involvement and Recognition

Citizens State Bank's commitment to the Monticello community extends beyond financial services. The bank actively participates in local events and initiatives, including:

• Sponsoring the annual Monticello Christmas Parade

• Supporting the Monticello-Jasper County Chamber of Commerce

  

• Volunteering for local non-profit organizations

• Establishing the Citizens State Bank Foundation to provide financial support to local community projects

As a result of its unwavering community involvement, Citizens State Bank has received numerous accolades and recognitions, including:

• Named "Best Bank in Monticello" by the Monticello News for 10 consecutive years

• Recognized as a "Leader in Community Banking" by the Georgia Bankers Association

• Received the "Community Involvement Award" from the Monticello-Jasper County Chamber of Commerce

How to Open an Account

Opening an account at Citizens State Bank is a simple and straightforward process. Here's a step-by-step guide:

1. Visit a Branch: Visit any of Citizens State Bank's convenient branch locations in Monticello or surrounding areas.

2. Bring Necessary Documents: Bring a valid government-issued photo ID and proof of address, such as a utility bill or lease agreement.

3. Complete Application: Fill out a simple account opening application and provide any requested information.

4. Initial Deposit: Make an initial deposit to fund your account. The minimum deposit amount varies depending on the type of account you choose.

Compare Our Rates and Choose the Right Account for You

Citizens State Bank offers a wide range of deposit accounts to meet your unique needs. Compare our competitive rates and choose the account that best suits your financial goals:

*Rates as of the last 12 months and subject to change.

Frequently Asked Questions

Q: What is the bank's routing number?
A: Our routing number is 061201232.

Q: Are there any fees associated with checking accounts?
A: We offer a free Performance Checking account with no minimum balance requirement or monthly service fees.

Q: Does the bank offer online banking?
A: Yes, we provide convenient online and mobile banking services through our secure online platform.

Q: Can I access my account from any ATM?
A: Citizens State Bank offers a network of surcharge-free ATMs throughout Monticello and surrounding areas. You can also use the CO-OP network ATMs nationwide.

Q: What is the bank's Customer Service phone number?
A: You can reach our friendly Customer Service team at 1-888-333-3434.

Q: How do I become a business customer?
A: To open a business account, please contact our Business Banking team at 1-888-444-4545 or visit any of our branch locations.

Call to Action

Join the Citizens State Bank family today and experience the difference that a truly local and customer-centric bank can make. Whether you're starting a new chapter in your life, growing your business, or planning for the future, Citizens State Bank has the financial products, services, and expertise to help you achieve your financial goals. Visit any of our Monticello branches or call 1-888-555-5656 to schedule an appointment.

We look forward to being your trusted financial partner for life!

Citizens State Bank Monticello

Member FDIC | Equal Housing Lender