Gate City Bank: Routing Numbers, Wire Transfers, and Essential Information

Introduction

Gate City Bank is a prominent financial institution serving communities across the United States. Understanding the bank's routing number is crucial for facilitating secure and efficient financial transactions. This comprehensive guide provides an in-depth exploration of Gate City Bank's routing numbers, wire transfer instructions, and other relevant information.

Understanding Routing Numbers

Definition: A routing number, also known as an ABA number, is a nine-digit code that identifies a specific financial institution within the United States banking system. It ensures that funds are routed to the correct destination during electronic transactions.

Gate City Bank Routing Numbers:
- Head Office (Fargo, ND): 091204056
- Branch Offices:
- Fargo, ND: 091204056
- Grand Forks, ND: 091204056
- Minot, ND: 091204056
- Bismarck, ND: 091204056
- Jamestown, ND: 091204056

Finding Your Routing Number:
- Checks: The routing number is printed on the bottom left corner of your Gate City Bank checks.
- Online Banking: Log in to your Gate City Bank online banking account and navigate to the 'Account Information' section.
- Customer Service: Contact Gate City Bank's customer service at 1-800-302-5299 for assistance.

Wire Transfers to Gate City Bank

Incoming Wire Transfers:
- Swift Code: GTCIUSNDXXX
- Routing Number: Corresponds to the destination branch (see above)

Outgoing Wire Transfers:
- Swift Code: GTCIUSNDXXX
- Routing Number: 091204056 (Head Office or any branch)

Fees: Gate City Bank charges the following fees for wire transfers:

Instructions for Wire Transfers:
- Provide the recipient's name, account number, and routing number.
- Clearly indicate the amount and currency to be transferred.
- Include any necessary reference or memo lines.

Other Essential Information

Bank Identification Number (BIN): 325078
- This number is used to identify Gate City Bank for credit and debit card transactions.

Phone Number: 1-800-302-5299
- Contact Gate City Bank's customer service for assistance or inquiries.

Website: https://www.gatecitybank.com
- Access online banking, view account information, and find additional resources.

Effective Strategies for Using Gate City Bank Routing Numbers

• Double Check: Verify the routing number carefully before initiating any transactions.
• Use the Correct Routing Number: Different branches may have specific routing numbers. Use the routing number corresponding to the destination branch.
• Provide Complete Information: Include all necessary details when initiating wire transfers to ensure timely and accurate delivery.
• Monitor Your Transactions: Track your wire transfers to ensure they have been completed successfully.

Common Mistakes to Avoid

• Incorrect Routing Number: Using an incorrect routing number can cause delays or even loss of funds.
• Typos: Mistakes in entering the routing number can also lead to transaction errors.
• Insufficient Funds: Ensure you have sufficient funds in your account to cover wire transfer fees and the amount being transferred.
• Time Delays: Wire transfers may take several business days to complete, especially for international transactions.

FAQs

1. What is the routing number for Gate City Bank in Fargo, ND?
- 091204056

2. How do I find my routing number for Gate City Bank?
- Check your checks, log in to online banking, or contact customer service.

3. Is the routing number the same for all Gate City Bank branches?
- The routing number corresponds to the specific destination branch.

4. What is the Swift Code for Gate City Bank?
- GTCIUSNDXXX

5. How long do wire transfers take to complete?
- Domestic wire transfers typically take 1-2 business days. International transfers may take longer.

6. What are the fees for wire transfers with Gate City Bank?
- See the table below:

7. How can I contact Gate City Bank's customer service?
- By phone: 1-800-302-5299
- By email: [email protected]

8. What is the Bank Identification Number (BIN) for Gate City Bank?
- 325078

Call to Action

Understanding Gate City Bank's routing numbers and wire transfer instructions is essential for secure and efficient financial transactions. By following the guidelines provided in this guide, you can ensure the accuracy and timeliness of your payments and avoid any potential errors. For any further assistance or inquiries, contact Gate City Bank's customer service at 1-800-302-5299.